Every naira,accounted for.
Know what you can spend, plan for what’s coming, and see where your money really goes. Bring in your bank statements, log the rest in a chat, and Jaytrail keeps it all sorted.
Free to start. No card needed. Works with the statement from your bank app.
Spendable now · real money you can withdraw
₦592,550
Sorted for you · 35
- Salary+₦350,000
- Shoprite Lekki−₦4,800
- Bolt ride Ikoyi−₦3,500
Sample data
Your balance says ₦592,550. Rent says otherwise.
Jaytrail keeps money that’s already promised apart, so the number you see is the number you can actually spend.Your bank app shows everything in the account, including money that’s already promised to rent or school fees. Jaytrail keeps that money apart: spendable for today, earmarked for what’s coming. So the number you see is the number you can actually spend.
Log it the way you’d say it
Type it like a message to a friend. That’s how logging works in Jaytrail, in the app or in chat. Try one; nothing is saved.
- ₦3,000
- Spent
- Opay
- Food
- “Suya”
Logged ₦3,000 Food from Opay.
Three small habits. A clear picture of your money.
Bring in last month
Upload the statement from your bank app. Jaytrail sorts what it recognises and asks you about the rest.
About five minutes.Give every naira a job
Set money aside for rent, emergencies or that December trip. It stays in your bank; Jaytrail just stops counting it as spendable.
What you can spend and what’s set aside, always clear.Log the rest as it happens
Message “3k suya from opay” to Jaytrail on WhatsApp or Telegram, or type it in the app. Cash counts too.
Done before the change is back in your pocket.
Upload a statement. Most of it sorts itself.
Jaytrail reads the statement from your bank app and files the familiar things on its own (MTN, DSTV, Bolt, Shoprite, stamp duty). Anything it isn’t sure about waits for you to check.
- Works with CSV and PDF statements
- Checks every row against the statement’s running balance
- Nothing counts until it’s sorted, so your numbers stay honest
- New transactions
- 41
- Sorted for you
- 35
- Waiting for you
- 6
Every category you pick teaches Jaytrail, so next month needs less from you.
Plan for what’s coming.
Make a fund for rent, school fees or anything you’re saving towards. Give it a target and a date, and Jaytrail shows whether you’re on track.
- Your money stays in your bank; a fund is a label, not a new account
- Monthly budgets, with a heads-up before you go over
- Reports that show where each month went
Due March · on track
No deadline
By 15 Dec · a little behind
Log it in a message.
Chat with Jaytrail on WhatsApp or Telegram. Send what you spent, cash included, and it’s logged in the right place in seconds.
- “3k suya from opay”, “+50k salary”, “10k gtbank to cash”
- Or type it the same way in the app
- Ask for your balance any time
Chat with Jaytrail
Careful with your money, by design
- Jaytrail never moves your money. It only reads what you upload or tell it. It can’t pay, transfer or withdraw.
- No bank login, no PIN. You upload your own statements. We’ll never ask for your bank password or PIN.
- Your data, your call. Download everything whenever you like, or delete your account and every statement with it.
- Your spending stays private. Our team sees your plan and account details, never your balances, transactions or statements.
Jaytrail never moves your money
It only reads what you upload or tell it. It can’t pay, transfer or withdraw.
No bank login, no PIN
You upload your own statements. We’ll never ask for your bank password or PIN.
Your data, your call
Download everything whenever you like, or delete your account and every statement with it.
Your spending stays private
Our team sees your plan and account details, never your balances, transactions or statements.
Free to start. a month for no limits.Free to start. a month when you want no limits.
Everything is on the free plan: funds, budgets, reports and smart sorting. Plus removes the monthly limits on imports, AI suggestions and chat.
The short answers
Is Jaytrail a bank or a wallet?
No. Your money stays where it is: GTBank, Opay, cash in your pocket. Jaytrail is where you see it all together and decide what each naira is for.
Which banks does it work with?
Any bank or wallet whose app lets you download a CSV or PDF statement. Scanned or photographed statements aren’t supported yet.
Do I need to connect my bank account?
No. You upload statements yourself and log the rest in chat. Jaytrail never connects to your bank.
What does it cost?
The free plan covers everything, with monthly limits on imports, AI suggestions and chat. Plus removes the limits.
Give your naira a job.
Setting up takes about ten minutes. Start with last month’s statement.